Before you book. Before you pay. Get ommpo.
Healthcare prices can vary dramatically — even between providers in the same area. Your Ommpo Care Navigator does the calling, compares self-pay prices, confirms available discounts and helps you understand estimates and bills before you commit.
One household. One real advocate. Better-informed care decisions.
Most households don't skip care because they don't want it. They skip it because of the price.
Insurance reimburses you afterward. Households need to know the number before they say yes.
You pay full price for months before coverage begins.
A single crown or root canal becomes a household decision.
Cash-pay pricing is rarely posted and almost never comparable.
A dog's emergency visit arrives with no warning and no budget.
Kids, a parent, a partner, a pet — and one person managing all of it.
Not a reimbursement in six weeks. A lower price at the desk today.
One membership for the care your whole household needs
Most self-pay programs focus on one narrow category of care. Ommpo is different — access spans human and pet care, so you have somewhere to turn whichever way the week goes.
Adults, children, and pets — one membership, one point of contact.
Estimates you can hold
Your Navigator requests itemized quotes and tells you what they leave out.
The same Navigator
One person who learns your household — never a call-center queue.
Costs you saw coming
Prices compared, discounts confirmed, questions prepared — then you decide.
Whether it's your child's dentist or your dog's surgery
Pre-negotiated cash-pay rates from participating providers
Discounts apply at participating providers on eligible services. Savings vary by service and provider.
Dental savings
Clearly defined procedures with clearly defined prices.
- Exams and cleanings
- X-rays
- Fillings and extractions
- Root canals
- Crowns and dentures
- Periodontal services
Medical savings
Routine and outpatient services your household actually uses.
- Primary and urgent care visits
- Lab testing
- Imaging
- Physical therapy
- Hearing and vision services
Pet care savings
Up to two registered pets on a household membership.
- Veterinary examinations
- Vaccinations
- Diagnostics
- Veterinary dental services
- Participating urgent and emergency vets
Mental health services
Support for the whole household, at prices you know upfront.
- Therapy and counseling sessions
- Psychiatric evaluations
- Medication management
- Help finding in-network-rate providers
One membership for the whole household — people and pets
Built for households who pay directly for some or all of their care.
Navigation and advocacy are membership services. Emergency Care Assistance is discretionary and is not a guaranteed benefit.
One membership. Four care lanes.
Select a care lane to see how your Navigator works the prices and protects what you pay.
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Households who pay directly.
One membership, built around the household
Every level includes human navigation. The higher levels add bill advocacy and eligibility to request discretionary assistance.
Essential
Self-pay guidance for one person.
- One registered member
- Digital self-pay resources
- Medical, dental and mental-health provider-search assistance
- Cash-price and discount guidance
- Up to 2 Navigator requests / month
- 1 BillRelief review / year
No Emergency Care Assistance.
Best for: Individuals who occasionally need help finding reasonably priced self-pay care.
Get startedHousehold
One advocate for your household's human and pet care.
- Up to two registered people
- One registered pet
- Medical, dental, mental-health and veterinary navigation
- Provider and estimate comparisons
- Cash-price and available-discount confirmation
- Appointment-question preparation
- Up to 4 Navigator requests / month
- 2 BillRelief reviews / year
No Emergency Care Assistance.
Best for: Couples, small families and pet owners who want ongoing help navigating self-pay care.
Get startedProtect
Advanced household advocacy when care becomes urgent.
- Up to four registered people
- Two registered pets
- Provider and written-estimate comparisons
- Physician-communication preparation
- Up to 6 Navigator requests / month
- 3 BillRelief reviews / year
- May request up to 50% of an eligible urgent expense
- Up to $500 per approved event
- Emergency Care Assistance — up to $2,500 annual
Maximums Ommpo may consider — not amounts owed.
Best for: Households that want regular advocacy and an added source of potential help when an urgent expense occurs.
Get startedComplete
Ommpo's highest level of household advocacy.
- Up to four registered people
- Two registered pets
- Provider and written-estimate comparisons
- Priority Care Navigator support
- Up to 8 Navigator requests / month
- 6 BillRelief reviews / year
- May request up to 75% of an eligible urgent expense
- Up to $1,000 per approved event
- Emergency Care Assistance — up to $5,000 annual
Maximums Ommpo may consider — not amounts owed.
Best for: Households seeking Ommpo's most comprehensive level of navigation, billing support and potential urgent-expense assistance.
Get startedOmmpo is a healthcare navigation and advocacy membership, not insurance, and does not replace health, dental or pet insurance. Emergency Care Assistance is an additional discretionary membership feature available with Protect and Complete. Assistance is not guaranteed. Every request is subject to eligibility requirements, verification, exclusions, waiting periods, per-event and annual limits, membership status and Ommpo's approval. Membership fees do not create an account balance, accumulate for future use or guarantee payment of any expense. Members remain responsible for all charges owed to healthcare and veterinary providers.
This is not insurance, and we will never describe it as insurance.
Ommpo is a cash-pay advocacy membership. Being plain about what it is not is how we earn the right to say what it is.
- —It is not insurance and provides no insurance coverage.
- —Ommpo does not reimburse expenses. You pay the provider directly.
- —Quoted prices are estimates. A final price can change.
- —Discounts apply only at participating providers, on eligible services.
- —We report the quotes we obtain rather than promising a savings percentage.
- —The provider, not Ommpo, makes every clinical decision.